:root{--primary: #0084fe;--primary-dark: #0067c7;--ink: #1a2332;--muted: #5b6572;--line: #e5e9ef;--bg-alt: #f7f9fc;--radius: 12px;--maxw: 1040px}*{box-sizing:border-box;margin:0;padding:0}html{scroll-behavior:smooth}body{font-family:-apple-system,BlinkMacSystemFont,Segoe UI,Roboto,Helvetica Neue,Arial,sans-serif;color:var(--ink);line-height:1.65;background:#fff}.container{max-width:var(--maxw);margin:0 auto;padding:0 20px}.site{display:flex;flex-direction:column;min-height:100vh}.main{flex:1}.header{position:sticky;top:0;z-index:10;background:#ffffffeb;-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px);border-bottom:1px solid var(--line)}.header-inner{display:flex;align-items:center;justify-content:space-between;height:60px}.logo{font-size:22px;font-weight:800;color:var(--ink);text-decoration:none;letter-spacing:-.5px}.logo-mark{color:var(--primary)}.logo-by{font-size:12px;font-weight:600;color:var(--muted);margin-left:8px;letter-spacing:0}.nav{display:flex;gap:4px}.nav a{padding:7px 14px;border-radius:999px;color:var(--muted);text-decoration:none;font-size:14px;font-weight:600;transition:background .15s,color .15s}.nav a:hover{background:var(--bg-alt);color:var(--ink)}.nav a.active{background:var(--primary);color:#fff}.hero{padding:72px 0 56px;background:linear-gradient(180deg,#eaf4ff,#fff)}.hero-kicker{display:inline-block;font-size:12px;font-weight:700;text-transform:uppercase;letter-spacing:.08em;color:var(--primary-dark);background:#0084fe1a;padding:5px 12px;border-radius:999px;margin-bottom:18px}.hero h1{font-size:clamp(28px,4.5vw,42px);line-height:1.2;letter-spacing:-.5px}.hero-sub{max-width:720px;margin-top:16px;color:var(--muted);font-size:17px}.hero-actions{margin-top:28px;display:flex;gap:12px;flex-wrap:wrap}.btn{display:inline-block;padding:11px 22px;border-radius:999px;font-size:15px;font-weight:700;text-decoration:none;transition:transform .1s,box-shadow .15s}.btn:active{transform:scale(.98)}.btn-primary{background:var(--primary);color:#fff;box-shadow:0 6px 18px #0084fe4d}.btn-primary:hover{background:var(--primary-dark)}.btn-ghost{border:1.5px solid var(--line);color:var(--ink);background:#fff}.btn-ghost:hover{border-color:var(--primary);color:var(--primary)}.section{padding:56px 0}.section-alt{background:var(--bg-alt)}.section h2{font-size:26px;margin-bottom:20px;letter-spacing:-.3px}.section p+p{margin-top:12px}.grid{display:grid;gap:16px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:20px}.card h3{font-size:16px;margin-bottom:8px}.card p{font-size:14px;color:var(--muted)}.page{padding:48px 20px 64px}.page-narrow{max-width:820px}.page h1{font-size:clamp(26px,4vw,34px);letter-spacing:-.4px}.page-sub{margin-top:10px;color:var(--muted)}.effective{margin-top:14px;padding:10px 14px;font-size:14px;background:var(--bg-alt);border-left:3px solid var(--primary);border-radius:6px}.page h2{font-size:21px;margin:34px 0 12px;letter-spacing:-.2px}.page h3{font-size:16px;margin:18px 0 8px}.page ul{padding-left:22px;margin:8px 0}.page li{margin:6px 0}.page a{color:var(--primary)}.contact-cards{display:grid;gap:16px;margin:24px 0 8px;grid-template-columns:repeat(auto-fit,minmax(230px,1fr))}.faq{border:1px solid var(--line);border-radius:10px;padding:14px 18px;margin:10px 0;background:#fff}.faq summary{cursor:pointer;font-weight:700;font-size:15px;list-style-position:outside}.faq[open]{border-color:var(--primary)}.faq p{margin-top:10px;color:var(--muted);font-size:14.5px}.footer{border-top:1px solid var(--line);background:var(--bg-alt);padding:26px 0;margin-top:40px}.footer-legal{font-size:14px}.footer-meta{margin-top:6px;font-size:13px;color:var(--muted)}.footer a{color:var(--primary);text-decoration:none}@media (max-width: 560px){.nav a{padding:6px 9px;font-size:13px}.logo-by{display:none}}